diff --git a/yudao-module-pay/yudao-module-pay-biz/src/main/java/cn/iocoder/yudao/module/pay/service/channel/PayChannelServiceImpl.java b/yudao-module-pay/yudao-module-pay-biz/src/main/java/cn/iocoder/yudao/module/pay/service/channel/PayChannelServiceImpl.java
index 522b2b0ae..ba2bef7b8 100644
--- a/yudao-module-pay/yudao-module-pay-biz/src/main/java/cn/iocoder/yudao/module/pay/service/channel/PayChannelServiceImpl.java
+++ b/yudao-module-pay/yudao-module-pay-biz/src/main/java/cn/iocoder/yudao/module/pay/service/channel/PayChannelServiceImpl.java
@@ -14,22 +14,17 @@ import cn.iocoder.yudao.module.pay.convert.channel.PayChannelConvert;
 import cn.iocoder.yudao.module.pay.dal.dataobject.channel.PayChannelDO;
 import cn.iocoder.yudao.module.pay.dal.mysql.channel.PayChannelMapper;
 import cn.iocoder.yudao.module.pay.framework.pay.core.WalletPayClient;
-import com.google.common.cache.CacheLoader;
-import com.google.common.cache.LoadingCache;
-import lombok.Getter;
+import jakarta.annotation.PostConstruct;
+import jakarta.annotation.Resource;
+import jakarta.validation.Validator;
 import lombok.extern.slf4j.Slf4j;
 import org.springframework.stereotype.Service;
 import org.springframework.validation.annotation.Validated;
 
-import jakarta.annotation.PostConstruct;
-import jakarta.annotation.Resource;
-import jakarta.validation.Validator;
-import java.time.Duration;
 import java.util.Collection;
 import java.util.List;
 
 import static cn.iocoder.yudao.framework.common.exception.util.ServiceExceptionUtil.exception;
-import static cn.iocoder.yudao.framework.common.util.cache.CacheUtils.buildAsyncReloadingCache;
 import static cn.iocoder.yudao.module.pay.enums.ErrorCodeConstants.*;
 
 /**
@@ -42,25 +37,6 @@ import static cn.iocoder.yudao.module.pay.enums.ErrorCodeConstants.*;
 @Validated
 public class PayChannelServiceImpl implements PayChannelService {
 
-    /**
-     * {@link PayClient} 缓存，通过它异步清空 smsClientFactory
-     */
-    @Getter
-    private final LoadingCache<Long, PayClient> clientCache = buildAsyncReloadingCache(Duration.ofSeconds(10L),
-            new CacheLoader<Long, PayClient>() {
-
-                @Override
-                public PayClient load(Long id) {
-                    // 查询，然后尝试清空
-                    PayChannelDO channel = payChannelMapper.selectById(id);
-                    if (channel != null) {
-                        payClientFactory.createOrUpdatePayClient(channel.getId(), channel.getCode(), channel.getConfig());
-                    }
-                    return payClientFactory.getPayClient(id);
-                }
-
-            });
-
     @Resource
     private PayClientFactory payClientFactory;
 
@@ -102,9 +78,6 @@ public class PayChannelServiceImpl implements PayChannelService {
         PayChannelDO channel = PayChannelConvert.INSTANCE.convert(updateReqVO)
                 .setConfig(parseConfig(dbChannel.getCode(), updateReqVO.getConfig()));
         payChannelMapper.updateById(channel);
-
-        // 清空缓存
-        clearCache(channel.getId());
     }
 
     /**
@@ -135,18 +108,6 @@ public class PayChannelServiceImpl implements PayChannelService {
 
         // 删除
         payChannelMapper.deleteById(id);
-
-        // 清空缓存
-        clearCache(id);
-    }
-
-    /**
-     * 删除缓存
-     *
-     * @param id 渠道编号
-     */
-    private void clearCache(Long id) {
-        clientCache.invalidate(id);
     }
 
     private PayChannelDO validateChannelExists(Long id) {
@@ -202,7 +163,8 @@ public class PayChannelServiceImpl implements PayChannelService {
 
     @Override
     public PayClient getPayClient(Long id) {
-        return clientCache.getUnchecked(id);
+        PayChannelDO channel = validPayChannel(id);
+        return payClientFactory.createOrUpdatePayClient(id, channel.getCode(), channel.getConfig());
     }
 
 }
diff --git a/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/PayClientFactory.java b/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/PayClientFactory.java
index 53f1a8c06..934b20bd8 100644
--- a/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/PayClientFactory.java
+++ b/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/PayClientFactory.java
@@ -23,9 +23,10 @@ public interface PayClientFactory {
      * @param channelId 渠道编号
      * @param channelCode 渠道编码
      * @param config 支付配置
+     * @return 支付客户端
      */
-    <Config extends PayClientConfig> void createOrUpdatePayClient(Long channelId, String channelCode,
-                                                                  Config config);
+    <Config extends PayClientConfig> PayClient createOrUpdatePayClient(Long channelId, String channelCode,
+                                                                       Config config);
 
     /**
      * 注册支付客户端 Class，用于模块中实现的 PayClient
diff --git a/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/PayClientFactoryImpl.java b/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/PayClientFactoryImpl.java
index 815f8d4a6..1a50215cb 100644
--- a/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/PayClientFactoryImpl.java
+++ b/yudao-module-pay/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/PayClientFactoryImpl.java
@@ -71,8 +71,8 @@ public class PayClientFactoryImpl implements PayClientFactory {
 
     @Override
     @SuppressWarnings("unchecked")
-    public <Config extends PayClientConfig> void createOrUpdatePayClient(Long channelId, String channelCode,
-                                                                         Config config) {
+    public <Config extends PayClientConfig> PayClient createOrUpdatePayClient(Long channelId, String channelCode,
+                                                                              Config config) {
         AbstractPayClient<Config> client = (AbstractPayClient<Config>) clients.get(channelId);
         if (client == null) {
             client = this.createPayClient(channelId, channelCode, config);
@@ -81,6 +81,7 @@ public class PayClientFactoryImpl implements PayClientFactory {
         } else {
             client.refresh(config);
         }
+        return client;
     }
 
     @SuppressWarnings("unchecked")