diff --git a/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/AbstractPayClient.java b/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/AbstractPayClient.java
index 5a0ec1214..e8f898b2e 100644
--- a/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/AbstractPayClient.java
+++ b/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/AbstractPayClient.java
@@ -81,6 +81,8 @@ public abstract class AbstractPayClient<Config extends PayClientConfig> implemen
         PayOrderRespDTO resp;
         try {
             resp = doUnifiedOrder(reqDTO);
+        } catch (ServiceException ex) { // 业务异常，都是实现类已经翻译，所以直接抛出即可
+            throw ex;
         } catch (Throwable ex) {
             // 系统异常，则包装成 PayException 异常抛出
             log.error("[unifiedOrder][客户端({}) request({}) 发起支付异常]",
@@ -97,6 +99,8 @@ public abstract class AbstractPayClient<Config extends PayClientConfig> implemen
     public final PayOrderRespDTO parseOrderNotify(Map<String, String> params, String body) {
         try {
             return doParseOrderNotify(params, body);
+        } catch (ServiceException ex) { // 业务异常，都是实现类已经翻译，所以直接抛出即可
+            throw ex;
         } catch (Throwable ex) {
             log.error("[parseOrderNotify][客户端({}) params({}) body({}) 解析失败]",
                     getId(), params, body, ex);
@@ -111,6 +115,8 @@ public abstract class AbstractPayClient<Config extends PayClientConfig> implemen
     public final PayOrderRespDTO getOrder(String outTradeNo) {
         try {
             return doGetOrder(outTradeNo);
+        } catch (ServiceException ex) { // 业务异常，都是实现类已经翻译，所以直接抛出即可
+            throw ex;
         } catch (Throwable ex) {
             log.error("[getOrder][客户端({}) outTradeNo({}) 查询支付单异常]",
                     getId(), outTradeNo, ex);
@@ -130,8 +136,7 @@ public abstract class AbstractPayClient<Config extends PayClientConfig> implemen
         PayRefundRespDTO resp;
         try {
             resp = doUnifiedRefund(reqDTO);
-        } catch (ServiceException ex) {
-            // 业务异常，都是实现类已经翻译，所以直接抛出即可
+        } catch (ServiceException ex) { // 业务异常，都是实现类已经翻译，所以直接抛出即可
             throw ex;
         } catch (Throwable ex) {
             // 系统异常，则包装成 PayException 异常抛出
@@ -148,6 +153,8 @@ public abstract class AbstractPayClient<Config extends PayClientConfig> implemen
     public final PayRefundRespDTO parseRefundNotify(Map<String, String> params, String body) {
         try {
             return doParseRefundNotify(params, body);
+        } catch (ServiceException ex) { // 业务异常，都是实现类已经翻译，所以直接抛出即可
+            throw ex;
         } catch (Throwable ex) {
             log.error("[parseRefundNotify][客户端({}) params({}) body({}) 解析失败]",
                     getId(), params, body, ex);
@@ -162,6 +169,8 @@ public abstract class AbstractPayClient<Config extends PayClientConfig> implemen
     public final PayRefundRespDTO getRefund(String outTradeNo, String outRefundNo) {
         try {
             return doGetRefund(outTradeNo, outRefundNo);
+        } catch (ServiceException ex) { // 业务异常，都是实现类已经翻译，所以直接抛出即可
+            throw ex;
         } catch (Throwable ex) {
             log.error("[getRefund][客户端({}) outTradeNo({}) outRefundNo({}) 查询退款单异常]",
                     getId(), outTradeNo, outRefundNo, ex);
diff --git a/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/alipay/AlipayBarPayClient.java b/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/alipay/AlipayBarPayClient.java
index e4e644d26..5254bc8c9 100644
--- a/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/alipay/AlipayBarPayClient.java
+++ b/yudao-framework/yudao-spring-boot-starter-biz-pay/src/main/java/cn/iocoder/yudao/framework/pay/core/client/impl/alipay/AlipayBarPayClient.java
@@ -1,5 +1,6 @@
 package cn.iocoder.yudao.framework.pay.core.client.impl.alipay;
 
+import cn.hutool.core.date.LocalDateTimeUtil;
 import cn.hutool.core.map.MapUtil;
 import cn.hutool.core.util.StrUtil;
 import cn.iocoder.yudao.framework.pay.core.client.dto.order.PayOrderRespDTO;
@@ -55,13 +56,17 @@ public class AlipayBarPayClient extends AbstractAlipayPayClient {
         request.setNotifyUrl(reqDTO.getNotifyUrl());
         request.setReturnUrl(reqDTO.getReturnUrl());
 
-        // TODO 芋艿：各种边界的处理
         // 2.1 执行请求
         AlipayTradePayResponse response = client.execute(request);
         // 2.2 处理结果
         if (!response.isSuccess()) {
             return buildClosedPayOrderRespDTO(reqDTO, response);
         }
+        if ("10000".equals(response.getCode())) { // 免密支付
+            return PayOrderRespDTO.successOf(response.getTradeNo(), response.getBuyerUserId(), LocalDateTimeUtil.of(response.getGmtPayment()),
+                    response.getOutTradeNo(), response);
+        }
+        // 大额支付，需要用户输入密码，所以返回 waiting。此时，前端一般会进行轮询
         return PayOrderRespDTO.waitingOf(displayMode, "",
                 reqDTO.getOutTradeNo(), response);
     }